{"id":1576,"date":"2022-06-28T09:27:54","date_gmt":"2022-06-28T07:27:54","guid":{"rendered":"https:\/\/labfirm.it\/?p=1576"},"modified":"2022-06-28T09:31:35","modified_gmt":"2022-06-28T07:31:35","slug":"frode-allassicurazione-aiuta-davvero-a-rendere-ricchi","status":"publish","type":"post","link":"https:\/\/labfirm.it\/sq\/frode-allassicurazione-aiuta-davvero-a-rendere-ricchi\/","title":{"rendered":"Mashtrimi i sigurimeve: A ju ndihmon v\u00ebrtet t\u00eb pasuroheni?"},"content":{"rendered":"

Si\u00e7 dihet, n\u00eb rast t\u00eb d\u00ebmtimit nga zjarri t\u00eb pasurive t\u00eb paluajtshme, si nd\u00ebrtesat apo nd\u00ebrtimet e tjera, si dhe mobiliet, p\u00ebr shembull makinat, sigurimi i paguan pronarit t\u00eb aseteve t\u00eb sip\u00ebrp\u00ebrmendura, n\u00ebse ai i ka nxjerr\u00eb.<\/p>\n\n\n\n

Por dihet po aq mir\u00eb se ka raste t\u00eb zjarrv\u00ebnieve t\u00eb shkaktuara ngai siguruar<\/strong>: referohet n\u00eb ato situata n\u00eb t\u00eb cilat synohet mbledhja e d\u00ebmshp\u00ebrblimit nga shoq\u00ebria e dikujt: ky \u00ebsht\u00eb nj\u00eb krim i simuluar dhe si i till\u00eb i n\u00ebnshtrohet d\u00ebnimeve t\u00eb parashikuara n\u00eb Kodin Penal.<\/p>\n\n\n\n

N\u00eb nj\u00eb nivel subjektiv ka dy lloje keqdashjeje: ajo gjenerike<\/strong>, kur ekziston vet\u00ebdija dhe vullneti p\u00ebr t\u00eb krijuar nj\u00eb zjarr i cili, p\u00ebr shkak t\u00eb karakteristikave t\u00eb tij (pafund\u00ebsia, p\u00ebrhapja e shpejt\u00eb dhe v\u00ebshtir\u00ebsia n\u00eb shuarjen e flak\u00ebve<\/strong>) dhe dhuna e saj, p\u00ebrhapet deri n\u00eb krijimin e nj\u00eb rreziku real p\u00ebr sigurin\u00eb publike; dhe ajo specifike<\/strong>, ku p\u00ebrfshihet edhe elementi psikologjik i krimit, pra ekziston d\u00ebshira p\u00ebr ndezjen e zjarrit me q\u00ebllimin e vet\u00ebm p\u00ebr t\u00eb shkaktuar d\u00ebme, pa parashikuar rrezikun real q\u00eb mund t\u00eb krijohej.<\/p>\n\n\n\n

Rasti i dyt\u00eb \u00ebsht\u00eb m\u00eb i "t\u00eb ve\u00e7anta<\/strong>\u201d: mund t\u00eb kryhet, pik\u00ebrisht nga nj\u00eb person q\u00eb synon t\u00eb p\u00ebrfitoj\u00eb, p\u00ebr vete ose p\u00ebr t\u00eb tjer\u00ebt, kompensim sigurimi ose n\u00eb \u00e7do rast nj\u00eb avantazh q\u00eb rrjedh nga nj\u00eb kontrat\u00eb sigurimi. P\u00ebr t\u00eb tjer\u00ebt do t\u00eb thot\u00eb ajo situat\u00eb n\u00eb t\u00eb cil\u00ebn nj\u00eb person, i cili nuk ka lidhje me kontrat\u00ebn, kryen krimin p\u00ebr llogari t\u00eb t\u00eb siguruarit, ndoshta p\u00ebr d\u00ebmshp\u00ebrblim.<\/p>\n\n\n\n

Aty \u00ebsht\u00eb edhe zjarri\u201di pakujdessh\u00ebm<\/strong>\u201ckur kryerja e vepr\u00ebs nuk k\u00ebrkohet nga subjekti, por megjithat\u00eb kryhet p\u00ebr shkak t\u00eb neglizhenc\u00ebs, pakujdesis\u00eb, paaft\u00ebsis\u00eb (munges\u00eb p\u00ebrgatitjes specifike) ose p\u00ebr moszbatim t\u00eb ligjeve, rregulloreve apo urdhrave t\u00eb tij.<\/p>\n\n\n\n

M\u00eb n\u00eb fund, zjarrv\u00ebnia d\u00ebnohet m\u00eb r\u00ebnd\u00eb (me burgim nga tre deri n\u00eb shtat\u00eb vjet dhe nga kat\u00ebr deri n\u00eb dhjet\u00eb vjet n\u00eb rast t\u00eb zjarrit q\u00eb d\u00ebmton pyllin) sesa zjarri nga pakujdesia (burgim nga 1 deri n\u00eb 5 vjet, edhe n\u00eb rast zjarri n\u00eb pyll). .
<\/p>\n\n\n\n

N\u00eb nj\u00eb \u00e7\u00ebshtje t\u00eb trajtuar nga studio jon\u00eb ligjore, z. Ephialte, si autor i zjarrit, p\u00ebr v\u00ebnien e zjarrit n\u00eb biznesin e tij dhe mbledhjen e d\u00ebmshp\u00ebrblimit nga sigurimi.<\/p>\n\n\n\n

Gjat\u00eb gjykimit t\u00eb shkall\u00ebs s\u00eb par\u00eb, t\u00eb pandehurit Leonidas dhe Serse, t\u00eb mbrojtur nga avokati. Gianfranco Rotondo, fillimisht kund\u00ebrshtoi munges\u00ebn e nj\u00eb prokure t\u00eb posa\u00e7me nga shoq\u00ebria e sigurimeve, e cila ishte pal\u00eb civile dhe m\u00eb pas vones\u00ebn e ankes\u00ebs s\u00eb paraqitur nga vet\u00eb shoq\u00ebria e sigurimit.<\/p>\n\n\n\n

N\u00eb p\u00ebrfundim t\u00eb gjykimit, t\u00eb pandehurit Leonidas dhe Serse u ndaluan nga procedimi p\u00ebr shkak t\u00eb parashkrimit, nd\u00ebrsa i pandehuri Ephialtes, aktualisht bashk\u00ebpun\u00ebtor i drejt\u00ebsis\u00eb dhe i mbrojtur nga nj\u00eb tjet\u00ebr avokat, u d\u00ebnua me pes\u00eb vjet e gjasht\u00eb muaj burg. p\u00ebrve\u00e7 kompensimit t\u00eb d\u00ebmeve.<\/p>","protected":false},"excerpt":{"rendered":"

Come \u00e8 ben risaputo, in caso di incendio a danno di beni immobili, come edifici o altre costruzioni, e mobili, per esempio le automobili, l\u2019assicurazione paga il proprietario dei suddetti beni, qualora la abbia stipulata. Ma \u00e8 altrettanto risaputo che esistono i casi di incendio doloso, causato dall’assicurato: si fa riferimento a quelle situazioni in […]<\/p>","protected":false},"author":4,"featured_media":1577,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1576","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-legal"],"_links":{"self":[{"href":"https:\/\/labfirm.it\/sq\/wp-json\/wp\/v2\/posts\/1576","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/labfirm.it\/sq\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/labfirm.it\/sq\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/labfirm.it\/sq\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/labfirm.it\/sq\/wp-json\/wp\/v2\/comments?post=1576"}],"version-history":[{"count":0,"href":"https:\/\/labfirm.it\/sq\/wp-json\/wp\/v2\/posts\/1576\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/labfirm.it\/sq\/wp-json\/wp\/v2\/media\/1577"}],"wp:attachment":[{"href":"https:\/\/labfirm.it\/sq\/wp-json\/wp\/v2\/media?parent=1576"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/labfirm.it\/sq\/wp-json\/wp\/v2\/categories?post=1576"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/labfirm.it\/sq\/wp-json\/wp\/v2\/tags?post=1576"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}